Built for the Gap the Industry Left Open
ConfigRisk is a wholesale insurance brokerage that closes a structural gap in the construction insurance market — between the complexity of modern construction risk and the inadequacy of standard policy forms designed for other industries.
"We believe the best distribution strategy is being honest about what we do, precise about what we cover, and relentless about showing up for the people who trust us."
Make construction risk manageable — and coverage honest.
ConfigRisk exists to close the gap between what contractors actually face in the field and what the insurance market has historically been willing to cover. We do that by building purpose-built products, working exclusively through brokers we trust, and telling the truth about what we can and can't do.
The wholesale partner that raised the standard for how construction risks get placed.
A future where contractors aren't chronically underprotected — where the wholesale layer earns its place not by moving fast and hoping no one notices, but by knowing the exposure, backing the coverage, and building broker relationships that last longer than a single renewal cycle.
Purpose-built for construction. That focus is why our coverages fit better, move faster, and get placed right.
What we stand for.
Honesty is the strategy.
We tell brokers and clients what we can do, what we can't, and where we fall short. In an industry that runs on relationships, the fastest way to destroy one is to oversell. We lead with the honest answer even when it costs us the quote.
Integrity under pressure.
Speed matters. Urgency is a professional obligation. But we never let a deadline, a renewal date, or a revenue target become a reason to cut corners on accuracy, transparency, or fairness. Integrity isn't what we practice when it's easy — it's what we protect when it's hard.
Clients first. Always.
We don't compete with the people who trust us. That promise isn't marketing language, it's structural. Whether a broker or direct client, we earn trust through consistent behavior, not just by saying the right things, but by doing them.
Built for construction. Accountable to it.
"Purpose-built" is something you earn, not something you claim. Contractors are underprotected, not just underserved. Every product decision, every endorsement, every coverage position we take should be answerable to a real contractor's real exposure.
Move with urgency. Build with trust.
We operate with intensity — on deadlines, on responsiveness, on execution. But urgency is in service of the relationship, not a substitute for it. The goal is to be the partner brokers and clients call first because they know we'll move fast and get it right.
Why Construction. Why Now.
Construction is the third most targeted industry for ransomware. It has the highest rate of cost overruns of any sector. Its contractual risk structures are more complex than almost any other industry — and yet, the insurance programs serving it have barely evolved in decades.
ConfigRisk's founders saw that gap and built a wholesale program designed to fill it — not by adapting programs from professional services or technology, but by starting from how contractors actually build, hire, contract, and transfer risk.
The result is a program architecture that speaks the language of construction — GC, specialty sub, trade contractor, OCIP, CCIP, project delay, connected jobsite — and insures it properly.
"Construction risk isn't generic. The coverage shouldn't be either."
ConfigRisk Group LLC
Specialty Wholesale Insurance Broker
Ready to Partner?
Whether you're a retail broker, carrier, or reinsurer, we'd like to hear from you.