PRIVACY POLICY

Effective Date: January 1, 2026

CyberGuard ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website cyberguard.build or engage with our cyber insurance services.

INFORMATION WE COLLECT

Information You Provide: We collect information you voluntarily provide when you:

• Complete our contact or quote request forms (name, email address, company name, state, phone number)
• Communicate with us via email or phone
• Apply for or purchase an insurance policy
• Submit a claim or inquiry

Automatically Collected Information: When you visit our website, we may automatically collect:

• Device information (browser type, operating system)
• IP address and general geographic location
• Pages visited and time spent on our site
• Referring website addresses

HOW WE USE YOUR INFORMATION

We use the information we collect to:

• Respond to your inquiries and provide requested information
• Process insurance applications and manage policies
• Communicate with you about our services, updates, and promotional offers
• Improve our website and services
• Comply with legal and regulatory requirements
• Detect and prevent fraud

INFORMATION SHARING AND DISCLOSURE

We may share your information with:

• Insurance Carriers and Underwriters: To process applications, policies, and claims
• Service Providers: Third parties who assist us in operating our website and conducting our business (subject to confidentiality agreements)
• Legal Partners: Including our legal partner SDV (Saxe Doernberger & Vita, P.C.) when providing contract-related services
• Regulatory Authorities: When required by law or to protect our legal rights

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

DATA SECURITY

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure servers, and access controls. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

COOKIES AND TRACKING TECHNOLOGIES

Our website may use cookies and similar tracking technologies to enhance your browsing experience. You can configure your browser to refuse cookies or alert you when cookies are being sent. However, some features of our website may not function properly without cookies.

YOUR RIGHTS AND CHOICES

Depending on your location, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Opt out of marketing communications
• Withdraw consent where processing is based on consent

To exercise these rights, please contact us using the information provided below.

DATA RETENTION

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. For insurance-related records, we follow industry-standard retention requirements.

THIRD-PARTY LINKS

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

CHILDREN'S PRIVACY

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child, we will take steps to delete such information.

CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Effective Date" above. Your continued use of our website after any changes indicates your acceptance of the updated Privacy Policy.

CONTACT US

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:

CyberGuard
Email: privacy@cyberguard.build

STATE-SPECIFIC DISCLOSURES

California Residents: Under the California Consumer Privacy Act (CCPA), California residents have additional rights regarding their personal information, including the right to know what personal information is collected, the right to delete personal information, and the right to opt out of the sale of personal information. As stated above, we do not sell personal information.

Other State Privacy Laws: Residents of states with comprehensive privacy laws (including Virginia, Colorado, Connecticut, and Utah) may have similar rights. Please contact us to exercise any applicable rights under your state's privacy law.